Affordable Care Act

Insurance Agent Recommends Paper Form Over Exchange Website

Oct 27, 2013

Since it launched Oct. 1, the online portal for the health insurance marketplace required by the Affordable Care Act has been plagued with glitches. It's been hard to find anyone who's been able to enroll for an insurance plan at Healthcare.gov yet.

Insurance broker Phil Muscarello says agents can help consumers fill out a paper application instead. For more information, visit www.pjmi.com.

President Obama on Tuesday appointed one of his top management gurus, Jeffrey Zeints, to head the team working to fix what ails HealthCare.gov, the troubled website that's supposed to allow residents of 36 states to enroll in coverage under the Affordable Care Act.

The health exchanges are now open, though some have a lot of glitches. You still have lots of questions about how the Affordable Care Act affects you and your family.

And we have answers. In our ongoing series, we're addressing questions you've asked about the sign-up process.

With people having so much trouble logging onto the websites to get coverage, some are wondering how soon they have to sign up for coverage to avoid the potential penalties.

Transcript

JEFFREY HESS, BYLINE: I'm Jeffrey Hess in Jackson, Mississippi which is one of the 34 states letting the federal government take the lead in establishing a health insurance exchange. Heavy web traffic and software problems have made it nearly impossible to use the new web site since it opened last week.

MEREDITH STARK: Why I keep trying is because this is something we need.

The health insurance marketplaces are now open for enrollment but there's still a lot of confusion about how the exchanges work, what insurance plans are offered and who qualifies for tax credits and subsidies.

Explaining the Health Insurance Exchanges

Oct 1, 2013

On Oct. 1 the health insurance exchanges under the Affordable Care Act start the 6-month enrollment period. This means the uninsured or people who buy their own health insurance can now go to one place online and compare plans side-by-side.

Setting Up Louisiana's Health Insurance Exchange

Sep 30, 2013
Kaiser Family Foundation

In every state on Oct. 1, health insurance exchanges under the Affordable Care Act will begin enrolling customers for plans that take effect January 1, 2014.

The Affordable Care Act requires nearly every American to have health insurance or pay a penalty, beginning Jan. 1. The so-called "individual mandate" has been controversial ever since the law was passed.

But for people who fall into a few select categories, the mandate doesn't apply. Like Native Americans who get health coverage through the Indian Health Service, or people who are incarcerated.

WRKF

Last month the Obama Administration pushed back the employee mandate under the Affordable Care Act by one year. Employers with 50 or more full-time workers now have until 2015 to either provide their workers with health insurance or face a penalty.

In states that are expanding Medicaid as part of the the new health law’s roll-out, businesses have more flexibility in deciding how to make sure their workers are covered. And though Louisiana is not participating, proponents of expanding Medicaid in the state see the delay of the employer mandate as a chance to rally some small business support.

It hasn't been a good week for the Affordable Care Act. After announcements by the administration of several delays of key portions of the law, Republicans returned to Capitol Hill and began piling on.

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