dental insurance

If you think buying health insurance under the Affordable Care Act has been complicated, just wait. Buying dental coverage on the health exchanges, it turns out, is even more confusing.

Dental coverage for children is one of the benefits that must be offered under the law. But, it turns out, a loophole in the law means that — in most states — families don't actually have to buy that coverage.

These rules are so confusing that they even tripped me up.