For someone with a serious injury, it's not just a matter of getting in the door at the <em>closest</em> hospital, but getting in the door at the <em>right</em> hospital, says Dr. Arthur Kellermann, an emergency medicine specialist.
When private hospitals transfer patients who don't have insurance to public hospitals, it's called "patient dumping." But a study from Stanford University published Wednesday suggests a twist: Hospitals, it seems, are less likely to transfer critically injured patients to trauma centers if the patients have health insurance.
The Obama administration delivered on a long-delayed health care promise when it issued rules to ensure equal health insurance treatment for people who have problems with mental health or need treatment for substance abuse.
The rules, issued Friday, require that most health insurance plans offer the same amount of coverage for mental health and substance abuse claims as they do for medical and surgical coverage.
More than 12 million Americans buy health insurance on their own, and many are getting cancellation notices because their individual coverage does not meet the standards of the Affordable Care Act. This is causing anxiety and anger — especially since most of these people can't get onto the healthcare.gov website to figure out their options for 2014.
Since it launched Oct. 1, the online portal for the health insurance marketplace required by the Affordable Care Act has been plagued with glitches. It's been hard to find anyone who's been able to enroll for an insurance plan at Healthcare.gov yet.
Insurance broker Phil Muscarello says agents can help consumers fill out a paper application instead. For more information, visit www.pjmi.com.