health insurance exchange

Health
2:18 am
Mon November 11, 2013

Self-Employed And With Lots Of Questions About Health Care

Illustration by Katherine Streeter for NPR

Originally published on Mon November 11, 2013 1:36 pm

The health care exchanges may be open, but there's no question they're still kind of a mess.

"The rollout has been excruciatingly awful for way too many people," Health and Human Services Secretary Kathleen Sebelius conceded to the Senate Finance Committee last week.

But mess or not, the law is going forward, people are trying to use it, and they have questions. Here are some of yours, and our answers.

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Health
1:57 am
Thu November 7, 2013

How The Affordable Care Act Pays For Insurance Subsidies

iStockphoto.com

Originally published on Tue November 19, 2013 2:44 pm

The new health care law will provide around $1 trillion in subsidies to low- and middle-income Americans over the next decade to help them pay for health insurance.

Johanna Humbert of Galien, Mich., was pleasantly surprised to discover that she qualifies for an insurance subsidy, since her current plan is being canceled. Humbert makes about $30,000 a year, so she'll get a subsidy of about $300 a month. The new plan is similar to her current one, but it will cost $250 — about half of what she pays now.

But where will the money come from to pay for subsidies like these?

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Health
9:32 am
Tue November 5, 2013

Insurance Cancellations: The Price Of Mending A Broken System?

iStockphoto.com

Originally published on Tue November 5, 2013 11:36 am

Lisa Dieckman, a retired psychologist in Los Angeles, likes the Affordable Care Act's promise that everybody can get health insurance. But she's not happy about being told she can't keep her own coverage and will have to pay considerably more for a policy she doesn't consider any better.

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Health
3:02 am
Tue November 5, 2013

Insurance Firms Forced To Cancel Many Individual Policies

Originally published on Tue November 5, 2013 4:08 am

More than 12 million Americans buy health insurance on their own, and many are getting cancellation notices because their individual coverage does not meet the standards of the Affordable Care Act. This is causing anxiety and anger — especially since most of these people can't get onto the healthcare.gov website to figure out their options for 2014.

Politics
2:16 am
Fri November 1, 2013

Which Plans Cover Abortion? No Answers On HealthCare.gov

In a hearing Wednesday, Rep. John Shimkus of Illinois questions Health and Human Services Secretary Kathleen Sebelius about which insurance plans offer abortion services.
Jonathan Ernst Reuters/Landov

Originally published on Fri November 1, 2013 4:21 pm

As if the rollout of the federal health law didn't have enough problems, abortion is back in the spotlight.

How the various health plans in the exchanges would or would not pay for abortion was one of the very last issues settled before the bill was passed in 2010. Now abortion's invisibility on the federal HealthCare.gov website has some people pretty upset.

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Health
2:22 am
Mon October 14, 2013

So What's The Real Deadline For Obamacare Sign-Up?

Daniel Horowitz for NPR

Originally published on Wed October 16, 2013 12:06 pm

The health exchanges are now open, though some have a lot of glitches. You still have lots of questions about how the Affordable Care Act affects you and your family.

And we have answers. In our ongoing series, we're addressing questions you've asked about the sign-up process.

With people having so much trouble logging onto the websites to get coverage, some are wondering how soon they have to sign up for coverage to avoid the potential penalties.

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Health
3:02 am
Fri October 11, 2013

Web Glitches Hinder Mississippians Signing Up For Insurance

Originally published on Fri October 11, 2013 10:02 am

Transcript

JEFFREY HESS, BYLINE: I'm Jeffrey Hess in Jackson, Mississippi which is one of the 34 states letting the federal government take the lead in establishing a health insurance exchange. Heavy web traffic and software problems have made it nearly impossible to use the new web site since it opened last week.

MEREDITH STARK: Why I keep trying is because this is something we need.

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The Affordable Care Act
6:27 pm
Wed October 2, 2013

Answering Some of Your Questions About Louisiana's Health Insurance Marketplace

The health insurance marketplaces are now open for enrollment but there's still a lot of confusion about how the exchanges work, what insurance plans are offered and who qualifies for tax credits and subsidies.

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Health
5:42 pm
Sat September 28, 2013

The Religious Alternative To Obamacare's Individual Mandate

Originally published on Tue October 1, 2013 3:54 pm

The Affordable Care Act requires nearly every American to have health insurance or pay a penalty, beginning Jan. 1. The so-called "individual mandate" has been controversial ever since the law was passed.

But for people who fall into a few select categories, the mandate doesn't apply. Like Native Americans who get health coverage through the Indian Health Service, or people who are incarcerated.

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