Obamacare

Health
10:01 am
Mon December 15, 2014

Small Businesses Drop Coverage As Health Law Offers Alternatives

Where are the health insurance deals? On the exchanges, many small businesses have concluded.
Bjorn Rune Lie Ikon Images/Getty Images

Originally published on Mon December 15, 2014 11:57 am

For two decades Atlanta restaurant owner Jim Dunn offered a group health plan to his managers and helped pay for it. That ended Dec. 1, after the Affordable Care Act made him an offer he couldn't refuse.

Subsidies under the health law for workers to buy their own coverage combined with years of rising costs in the company plan made dropping the plan an obvious — though not easy — choice.

Read more
Health
2:29 am
Thu December 4, 2014

Health Law's Big Tent Still Leaves Some People Out

Andres Cuartas got help from an agent last March when he signed up for health insurance at a Miami mall. In the last year, the percentage of women who are uninsured has dropped more than the percentage of uninsured men.
Joe Raedle Getty Images

Originally published on Thu December 4, 2014 6:57 am

A Shots post earlier this week by NPR's John Ydstie detailed the "family glitch" in the Affordable Care Act. That's where people who can't afford their insurance at work aren't eligible for help in the new insurance exchanges. Many of these Americans, most of whom make middling incomes, will remain uninsured.

That story got us wondering: Who else is getting left out by health law? And who is getting coverage?

Read more
Health
2:54 am
Tue December 2, 2014

Obamacare 'Glitch' Puts Subsidies Out Of Reach For Many Families

Don Benfield is trying to get health care coverage for his family. The options at work are too expensive, but his employer's option disqualifies him from Affordable Care Act subsidies.
Courtesy of Don Benfield

Originally published on Tue December 2, 2014 7:50 am

Don Benfield of Taylorsville, N.C., makes $11 an hour working for a mobile-home parts business, selling things like replacement doors and windows.

Benfield, 51, doesn't have health insurance.

"I haven't had health care insurance in years, simply because I haven't been able to afford it, especially with food prices, how they went up," he explains.

Benfield's employer does offer health insurance coverage, even though, with fewer than 50 employees, the business is not required to.

Read more
Health
3:50 pm
Mon December 1, 2014

Premiums Go Up, So Might Enrollment

Credit Healthcare.gov

It’s that time of year — the open enrollment period for health plans.

In the second year of insurance exchanges established by the Affordable Care Act, premiums in Louisiana, as elsewhere, will be higher on average.

“And there are some understandable reasons for that," said Insurance Commissioner Jim Donelon. The No. 1 reason is that insurers can no longer turn away people with pre-existing conditions. "They have to take all comers."


Read more
Politics
3:00 am
Thu November 20, 2014

Obamacare Pros and Cons at Play in Senate Runoff

With a battle cry of “Repeal Obamacare”, Republicans took control of the U.S. Senate earlier this month. Wrangling in Washington over when—or if—to actually act on that campaign promise is part of the backdrop to Louisiana’s Senate runoff.


Read more
Health
4:09 pm
Mon November 10, 2014

HealthCare.gov's Tech Improvements Mean You Can Now Window Shop

Consumers can window shop on HealthCare.gov leading up to open enrollment, which starts Saturday.
AP

Originally published on Tue November 11, 2014 7:59 am

HealthCare.gov barely worked when it launched last fall, with only six people able to enroll in a plan on opening day.

Read more
Politics
5:31 am
Fri October 10, 2014

DHH Punts on 'America Next' Health Reform Plan, State Senator Disappointed

During the last legislative session, state Sen. Ben Nevers fought hard for the expansion of Medicaid in Louisiana under the Affordable Care Act. But ultimately, a bill to put the issue on the ballot didn’t even make it out of committee. 

But the legislature did pass another bill from Nevers, compelling the state Department of Health and Hospitals to come up with a plan for Louisiana to pilot “America Next” — Gov. Bobby Jindal’s alternative to Obamacare. 

DHH put out their initial report in response a few weeks ago.


Health
3:19 pm
Wed July 16, 2014

Patients With Low-Cost Insurance Struggle To Find Specialists

Dr. Charu Sawhney examines patient Mang Caan. Sawhney supports the Affordable Care Act, but has been frustrated by how difficult it is to find specialists who accept some of the plans her patients bought.
Carrie Feibel for NPR

Originally published on Fri July 18, 2014 12:00 pm

The Hope Clinic in southwest Houston is in the very heart of Asia Town, a part of the city where bland strip malls hide culinary treasures — Vietnamese pho, Malaysian noodles, Sichuan rabbit and bubble tea.

Inside the clinic, internist Charu Sawhney sees patients from many countries and circumstances. She's a big believer in the Affordable Care Act since most of her patients have been uninsured. She actively pushed many of them to sign up for the new plans.

Read more
Health
2:01 pm
Fri June 13, 2014

6 Questions About Contraception Coverage And The Supreme Court

Customers enter a Hobby Lobby store on March 25, in Antioch, Calif.
Justin Sullivan Getty Images

Originally published on Mon June 16, 2014 7:06 am

One of the most watched issues before the Supreme Court this term may turn on the question of religious freedom. But it will also likely determine how women will be able to access a key provision of the Affordable Care Act – one seeking to guarantee no-cost prescription contraception in most health insurance plans.

Read more
Health
11:58 am
Mon June 2, 2014

Are Pre-Existing Condition Bans For Health Insurance Still With Us?

Cigna's letter to Julie Rovner saying she had no proof of past coverage, so limitations based on pre-existing conditions could apply. (Highlights added.)
Julie Rovner for NPR

Originally published on Mon June 2, 2014 12:50 pm

"Welcome to Cigna," said the letter, dated May 16, on behalf of my new employer, the Kaiser Family Foundation. The letter also said the insurer was placing me on a one-year waiting period for any pre-existing conditions.

Seriously? Wasn't the health law supposed to end that?

"We have reviewed the evidence of prior creditable coverage provided by you and/or your prior carrier and have determined that you have 0 days of creditable coverage," the letter said.

Read more

Pages