Obamacare

A Shots post earlier this week by NPR's John Ydstie detailed the "family glitch" in the Affordable Care Act. That's where people who can't afford their insurance at work aren't eligible for help in the new insurance exchanges. Many of these Americans, most of whom make middling incomes, will remain uninsured.

That story got us wondering: Who else is getting left out by health law? And who is getting coverage?

Don Benfield of Taylorsville, N.C., makes $11 an hour working for a mobile-home parts business, selling things like replacement doors and windows.

Benfield, 51, doesn't have health insurance.

"I haven't had health care insurance in years, simply because I haven't been able to afford it, especially with food prices, how they went up," he explains.

Benfield's employer does offer health insurance coverage, even though, with fewer than 50 employees, the business is not required to.

Premiums Go Up, So Might Enrollment

Dec 1, 2014
Healthcare.gov

It’s that time of year — the open enrollment period for health plans.

In the second year of insurance exchanges established by the Affordable Care Act, premiums in Louisiana, as elsewhere, will be higher on average.

“And there are some understandable reasons for that," said Insurance Commissioner Jim Donelon. The No. 1 reason is that insurers can no longer turn away people with pre-existing conditions. "They have to take all comers."


With a battle cry of “Repeal Obamacare”, Republicans took control of the U.S. Senate earlier this month. Wrangling in Washington over when—or if—to actually act on that campaign promise is part of the backdrop to Louisiana’s Senate runoff.


HealthCare.gov barely worked when it launched last fall, with only six people able to enroll in a plan on opening day.

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