Originally published on Thu November 14, 2013 1:57 pm
In Washington this week, calls to fix the problem of people getting insurance cancellation notices are getting louder and coming from all sides. But turning back the clock on health insurance cancellations turns out to be a lot harder than it sounds.
The new health care law will provide around $1 trillion in subsidies to low- and middle-income Americans over the next decade to help them pay for health insurance.
Johanna Humbert of Galien, Mich., was pleasantly surprised to discover that she qualifies for an insurance subsidy, since her current plan is being canceled. Humbert makes about $30,000 a year, so she'll get a subsidy of about $300 a month. The new plan is similar to her current one, but it will cost $250 — about half of what she pays now.
But where will the money come from to pay for subsidies like these?
Originally published on Tue November 5, 2013 11:36 am
Lisa Dieckman, a retired psychologist in Los Angeles, likes the Affordable Care Act's promise that everybody can get health insurance. But she's not happy about being told she can't keep her own coverage and will have to pay considerably more for a policy she doesn't consider any better.
More than 12 million Americans buy health insurance on their own, and many are getting cancellation notices because their individual coverage does not meet the standards of the Affordable Care Act. This is causing anxiety and anger — especially since most of these people can't get onto the healthcare.gov website to figure out their options for 2014.
As if the rollout of the federal health law didn't have enough problems, abortion is back in the spotlight.
How the various health plans in the exchanges would or would not pay for abortion was one of the very last issues settled before the bill was passed in 2010. Now abortion's invisibility on the federal HealthCare.gov website has some people pretty upset.
Originally published on Wed October 30, 2013 12:33 pm
Health insurers are ending policies for what could turn out to be millions of Americans. The moves have rattled consumers and stoked new debate about the health care law.
No one knows for sure right now how many of the estimated 14 million people who buy their own insurance are getting cancellation notices, but the numbers appear to be big. Some insurers report discontinuing 20 percent of their individual business, while other insurers have notified up to 80 percent of policyholders that they will have to change plans.
A handful of Democratic incumbents in battleground states are among senators now calling for an extension of the open enrollment period, which could be a way to curry favor in relatively conservative states.
Monday was yet another troubled day for the Affordable Care Act.
Sunday night, the outside vendor that operates two key parts of the website that lets people browse and sign up for health insurance experienced a failure.
The failure took place at a vendor called Verizon Terremark and presumably affected other clients as well as HealthCare.gov, the federal website that people use to sign up for insurance under the Affordable Care Act.