pre-existing condition

11:58 am
Mon June 2, 2014

Are Pre-Existing Condition Bans For Health Insurance Still With Us?

Cigna's letter to Julie Rovner saying she had no proof of past coverage, so limitations based on pre-existing conditions could apply. (Highlights added.)
Julie Rovner for NPR

Originally published on Mon June 2, 2014 12:50 pm

"Welcome to Cigna," said the letter, dated May 16, on behalf of my new employer, the Kaiser Family Foundation. The letter also said the insurer was placing me on a one-year waiting period for any pre-existing conditions.

Seriously? Wasn't the health law supposed to end that?

"We have reviewed the evidence of prior creditable coverage provided by you and/or your prior carrier and have determined that you have 0 days of creditable coverage," the letter said.

Read more